Vesting

With Borders

No Borders

Vesting

457 Plan

“Vesting” means you have a permanent right to your benefit – even if you leave county employment. With the 457 plan, you are always 100% vested in your voluntary and rollover contributions and any investment return on this money.

You are 100% vested in the CERF match, as well as any investment return the match earns, after five years of service. If you leave county employment before you have five years of service, you will forfeit all matching contributions along with the corresponding investment returns.