Designed to provide a secure source of retirement income to eligible employees of Missouri counties who participate in this plan. The CERF Pension Plan works with the CERF Savings Plan, Social Security and other sources of personal savings to provide for your retirement.



A deferred compensation program that works with the CERF Pension Plan and can provide a secure source of income upon retirement. All contributions are made on a tax-deferred basis, enabling you to lower your taxable income while you save for retirement.



Registration for Pre-Retirement Seminar
Please click here to register

Retiree SpotLight - Betty Knight

Image Betty Knight never looked at serving in county government as a stepping stone to something else. The retired Platte County Commissioner says, “I had no ambition to go elsewhere. I enjoyed
serving my friends and neighbors.
Those 16 years in county government were the joy of my life.” Because Betty was involved in so many facets of county government, including budgeting, she was encouraged to run for County Commissioner.
She was elected in 1994 and took office in 1995. ... Read More

CERF Online Services

As a reminder, because e-mail is not secure, never include a date of birth or Social Security number in an e-mail to CERF.
NEW!!  CARS Member Self-Service PortalThe new Member Self-Service Portal allows members to view their annual statements, run a benefit etstimate, view beneficiary information, update personal information, and obtain CERF contact information.
MSS Registration Guide             MSS Portal Feedback
CARS County PortalCERF has implemented a secure web-based application that allows counties to view and modify participant information and payroll reports.
County Instructions       County Training Videos Clerk Training Webinar

Additional Questions?
Please visit our Contact Us page for contact information for your Benefits or Accounts Specialist, call us at 877-632-2373, or email carssupport@mocerf.org.

When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

Has your address changed? Has your position in the county changed? Please contact your County Clerk as soon as possible to complete a Form 4: Change of Information.

Please note that CERF will never request, by email, any personal identifying information from you, including your Social Security number or bank account information. If you receive any emails requesting such information, please disregard and contact CERF immediately, at 877-632-2373.

Until final salary, hours and contributions information through termination date is received from the County Clerk on an employee ready to retire, the CERF Administrative Office cannot commence retirement benefits. However, benefits will be paid retroactively to the day the retiree is entitled.

Empower Retirement County Visit Schedule
Date County
Feb 1st Christian County
Feb 5th Crawford County
Feb 6th Jefferson County
Feb 7th Washington County
Feb 8th Lawrence County
Feb 9th Newton County
Feb 13th Howell County
Feb 14th a.m Oregon County
Feb 14th p.m Ripley County
Feb 15th Butler County
Feb 16th Douglas County
Feb 20th Camden County
Feb 22nd Polk County
Feb 26th Audrain County
Feb 27th Callaway County
Feb 28th Miller County
CERF County Visit Schedule
Date County
Feb 13 Lawrence County
Feb 14 Newton & McDonald County
Feb 15 Barry County

February 12th, 2018
Lincoln's Birthday

When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

To contact CERF Administration by e-mail, please click here.  Because e-mail is not secure, do not include a date of birth or Social Security Number in the communication. ***NOTE: CARS Support questions should be directed to carssupport@mocerf.org.
Questions about CARS?

General questions can be directed to carssupport@mocerf.org.

Specific questions about payroll, deposits, participants, forms, etc can be directed to the benefit specialist or accounts specialist for your county. Please visit CERF's Contact Us page for more information.