CERF PENSION PLAN

CERF PENSION
PLAN

Designed to provide a secure source of retirement income to eligible employees of Missouri counties who participate in this plan. The CERF Pension Plan works with the CERF Savings Plan, Social Security and other sources of personal savings to provide for your retirement.

CERF SAVINGS PLAN

CERF SAVINGS
PLAN

A deferred compensation program that works with the CERF Pension Plan and can provide a secure source of income upon retirement. All contributions are made on a tax-deferred basis, enabling you to lower your taxable income while you save for retirement.

CERF QUICK LINKS

CERF QUICK
LINKS

Retiree SpotLight - Tom Layne


Image Tom Layne was involved in the early stages of CERF, and he knows firsthand what a difference it makes in retirement. In 1983, Tom answered an ad in the paper for data collectors in Cooper County. Reassessment was going to take effect in 1985, and this was going to be a major undertaking. So he started working in the office in 1983. When the assessor at the time passed away in 1984, Tom was then appointed assessor, and he ran for the office at the next opportunity. He remained Cooper County assessor until 1997.
“I enjoyed the work,” he says. “I got to get out and see the people. I enjoyed working at the courthouse too.” ... Read More

CERF Online Services

As a reminder, because e-mail is not secure, never include a date of birth or Social Security number in an e-mail to CERF.
NEW!!  CARS Member Self-Service PortalThe new Member Self-Service Portal allows members to view their annual statements, run a benefit etstimate, view beneficiary information, update personal information, and obtain CERF contact information.
MSS Registration Guide             MSS Portal Feedback
CARS County PortalCERF has implemented a secure web-based application that allows counties to view and modify participant information and payroll reports.
County Instructions       County Training Videos Clerk Training Webinar

Additional Questions?
Please visit our Contact Us page for contact information for your Benefits or Accounts Specialist, call us at 877-632-2373, or email carssupport@mocerf.org.


When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

Has your address changed? Has your position in the county changed? Please contact your County Clerk as soon as possible to complete a Form 4: Change of Information.

Please note that CERF will never request, by email, any personal identifying information from you, including your Social Security number or bank account information. If you receive any emails requesting such information, please disregard and contact CERF immediately, at 877-632-2373.

Until final salary, hours and contributions information through termination date is received from the County Clerk on an employee ready to retire, the CERF Administrative Office cannot commence retirement benefits. However, benefits will be paid retroactively to the day the retiree is entitled.

Empower Retirement County Visit Schedule
Date County
CERF County Visit Schedule
Date County

December 25th, 2017
Christmas Day


When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

To contact CERF Administration by e-mail, please click here.  Because e-mail is not secure, do not include a date of birth or Social Security Number in the communication. ***NOTE: CARS Support questions should be directed to carssupport@mocerf.org.
Questions about CARS?

General questions can be directed to carssupport@mocerf.org.

Specific questions about payroll, deposits, participants, forms, etc can be directed to the benefit specialist or accounts specialist for your county. Please visit CERF's Contact Us page for more information.