Designed to provide a secure source of retirement income to eligible employees of Missouri counties who participate in this plan. The CERF Pension Plan works with the CERF Savings Plan, Social Security and other sources of personal savings to provide for your retirement.



A deferred compensation program that works with the CERF Pension Plan and can provide a secure source of income upon retirement. All contributions are made on a tax-deferred basis, enabling you to lower your taxable income while you save for retirement.



Retiree SpotLight
Dixie Wagner

Image If you ever doubt what a difference CERF can make in a retiree’s life, just talk to Dixie Wagner.   Dixie, 68, retired from Taney County
in January 2015.   She now lives in Ozark, to be closer to her two grandchildren.
She worked for the county for 26 years, starting as a part-time employee in voter registration.   As she transitioned to full-time, the county gave her more and more duties.   And it was with employee benefits that she found the most satisfaction... Read More

CERF Online Services

As a reminder, because e-mail is not secure, never include a date of birth or Social Security number in an e-mail to CERF.
NEW!!  CARS Member Self-Service PortalThe new Member Self-Service Portal allows members to view their annual statements, run a benefit etstimate, view beneficiary information, update personal information, and obtain CERF contact information.
MSS Registration Guide             MSS Portal Feedback
CARS County PortalCERF has implemented a secure web-based application that allows counties to view and modify participant information and payroll reports.
CARS County Instructions       CARS County Training Videos

Additional Questions?
Please visit our Contact Us page for contact information for your Benefits or Accounts Specialist, call us at 877-632-2373, or email carssupport@mocerf.org.

When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

Has your address changed? Has your position in the county changed? Please contact your County Clerk as soon as possible to complete a Form 4: Change of Information.

Please note that CERF will never request, by email, any personal identifying information from you, including your Social Security number or bank account information. If you receive any emails requesting such information, please disregard and contact CERF immediately, at 877-632-2373.

Until final salary, hours and contributions information through termination date is received from the County Clerk on an employee ready to retire, the CERF Administrative Office cannot commence retirement benefits. However, benefits will be paid retroactively to the day the retiree is entitled.

Empower Retirement County Visit Schedule
Date County
Feb 23rd Jefferson County
Feb 24th Pulaski County
Mar 6th Saline County
Mar 7th a.m Worth County
Mar 7th p.m Gentry County
Mar 8th a.m Harrison County
Mar 8th p.m Daviess County
Mar 9th Caldwell County
Mar 13th Douglas County
Mar 14th Wright County
Mar 15th Laclede County
Mar 16th Dallas County
Mar 22nd St. Francois County
Mar 23rd Washington County
Mar 27th p.m DeKalb County
Mar 28th a.m Holt County
Mar 28th p.m Atchison County
Mar 29th Nodaway County
Mar 30th Andrew County
Mar 31st Cass County

May 8th, 2017
Truman Day

When talking with the CERF Administrative Office, please be advised that your call may be recorded for quality assurance purposes.

To contact CERF Administration by e-mail, please click here.  Because e-mail is not secure, do not include a date of birth or Social Security Number in the communication. ***NOTE: CARS Support questions should be directed to carssupport@mocerf.org.
Questions about CARS?

General questions can be directed to carssupport@mocerf.org.

Specific questions about payroll, deposits, participants, forms, etc can be directed to the benefit specialist or accounts specialist for your county. Please visit CERF's Contact Us page for more information.